We have a dynamic growth strategy and are well positioned for success. In particular:
1) Our leadership team is experienced, trusted and world-renowned
Our team of experts come from around the world with a strong track record of performance across all aspects of financial services. Their backgrounds span technology, scientific research, risk, operations, financial services, banking and psychology, and have a track record running large-scale credit card and consumer finance businesses. They also have the ability to attract institutional capital and best-in-class global vendors.
2) We have the most all-encompassing technology engine in the industry
Berlin-based Prodigy A.I. houses our AI and machine learning capabilities and intellectual property. Prodigy A.I. is at the forefront of data engineering and predictive/segmentation analysis, and operates in exclusivity with EuroOne companies, giving us the ability to scale and expand exponentially.
3) We operate in a real-time risk-driven environment
Risk analysis is central to all decision-making. We price credit according to each customer’s risk profile and cost structure with or without credit bureau data.
We constantly monitor the ever-changing behaviour and attitudes of our customers with the objective of writing profitable loans from the start of each customer relationship.
4) We are customer-centric
We use technology and big data to understand our customers and communities' wants, needs and challenges to deliver personalised products, services and experiences.
Each customer receives tailored products and credit limits that reflect their credit history and current circumstances. The customer experience is simple, user-friendly and fast in order to promote the acquisition and retention of customers.
Our brand is designed to be associated with a premium and aspirational customer and we use our data science, behavioural science and marketing engine to optimise the EuroOne brand both online and offline. Our customers are also given control and transparency that helps EuroOne build customer loyalty.
5) The marketing engine uses state-of-the-art data-driven marketing methodologies to carefully position our product
Our brand offers the same customer experience across all population groups and is associated with a premium service that is aspirational and attracts deep brand loyalty. Individuals are migrated through products to enhance their experience and develop brand loyalty.
We believe all individuals should have the ability to access high quality financial services digitally – anytime, anywhere
We provide customers:
1) Real-time sign-up
2) A user-friendly and premium digital experience
4) Access to the digital economy
5) A transparent path to improving credit worthiness
6) Access to MasterCard benefits
We make sure we are:
1) Highly brand-orientated
2) Serving our customers
3) Designed to maximise customer loyalty
Focused on consumer financial services in Europe. Bank of America EVP European Market Expansionand Business Development for 5 years. MBNA EVP Head of Insurance Business Lines Bank of America. SVP Marketing for Insurance Start-Ups and CMO of MNBA Spain for 11 years.
corporate@euroone.comLinkedInFocused on risk management and non-prime lending. Previously, Equifax Quantitative Solutions and Consulting for 6 years. Altanticus Holdings (Compucredit Corporation) Co-Founder for 17 years and Former Veta Finance CEO for 4 years.
corporate@euroone.comLinkedInFocused on scalable technology solutions. Finstar Financial Group Head of Business Development for 3 years. Sberbank Technologies (largest bank in Russia) CEO for 2 years. Nuclear Physics Institute for 4 years. Worked at MIR Space Station and on International Space Station projects.
corporate@euroone.comLinkedIn
Some of the most significant trends impacting retail banks over the next several years will be changing customer behaviour and demands as well technology advancement such as machine learning.
Technology is an integral part of our credit scorecard and demonstrably improves the underwriting process. We leverage AI, data engineering, predicitive analytics, and big data to monitor credit risk in real-time while delivering an enhanced customer experience.
Our risk, analytics and underwriting engine is world class – powered by machine learning, data engineering, predictive analytics, psychometrics and market data and built by some of the world leaders in technology, marketing, banking and psychology.
Our artificial intelligence accelerator platform is based on a foundation of:
Data engineering: We collect commercially available consumer and lifestyle data sets to enrich our customer data profiles.
Predictive analytics: Our advanced data analytics identifies customer segments that share demographics, beliefs and lifestyles, and analyses behavioural traits that drive decisions.
Segmentation: Given the high volumes, accurate historical records and quantitative nature of financial services, few industries are better suited for artificial intelligence.
Our brand is designed to attract customers who expect a premium and personalised experience.
We have a dynamic growth strategy and are well positioned for success.
EuroOne companies provide intelligent financial services for consumers across Europe
