EuroOne Engine

We have a dynamic growth strategy and are well positioned for success. In particular:

1) Our leadership team is experienced, trusted and world-renowned

Our team of experts come from around the world with a strong track record of performance across all aspects of financial services. Their backgrounds span technology, scientific research, risk, operations, financial services, banking and psychology, and have a track record running large-scale credit card and consumer finance businesses. They also have the ability to attract institutional capital and best-in-class global vendors.


2) We have the most all-encompassing technology engine in the industry

Berlin-based Prodigy A.I. houses our AI and machine learning capabilities and intellectual property. Prodigy A.I. is at the forefront of data engineering and predictive/segmentation analysis, and operates in exclusivity with EuroOne companies, giving us the ability to scale and expand exponentially.


3) We operate in a real-time risk-driven environment

Risk analysis is central to all decision-making. We price credit according to each customer’s risk profile and cost structure with or without credit bureau data. We constantly monitor the ever-changing behaviour and attitudes of our customers with the objective of writing profitable loans from the start of each customer relationship.

4) We are customer-centric

We use technology and big data to understand our customers and communities' wants, needs and challenges to deliver personalised products, services and experiences. Each customer receives tailored products and credit limits that reflect their credit history and current circumstances. The customer experience is simple, user-friendly and fast in order to promote the acquisition and retention of customers.

Our brand is designed to be associated with a premium and aspirational customer and we use our data science, behavioural science and marketing engine to optimise the EuroOne brand both online and offline. Our customers are also given control and transparency that helps EuroOne build customer loyalty.

5) The marketing engine uses state-of-the-art data-driven marketing methodologies to carefully position our product

Our brand offers the same customer experience across all population groups and is associated with a premium service that is aspirational and attracts deep brand loyalty. Individuals are migrated through products to enhance their experience and develop brand loyalty.

EuroOne companies provide intelligent financial services for consumers across Europe